Kasuwancin kuɗi sune hanyoyin farko na sarrafa kuɗi, kumamasu gano kudikayan aiki ne masu mahimmanci a duk inda aka yi amfani da kuɗi.Masu gano kudian fara gwadawa a ƙarshen 1960 don bincika sahihancin lissafin dala 1.A zamanin yau, bankuna da shaguna suna amfani da sumasu gano kudiko šaukuwamasu gano kudi, ko da yake kamanni ya bambanta kuma aikin ya bambanta, amma ainihin ƙa'idar gano jabu ɗaya ce, bari mu kalli yadda masu gano kuɗin ke gano ainihin ainihin!
Ka'idar na'urar gano jabu ita ce gano ainihin halayen takardun banki don gano na gaske.Ainihin gaskiyar ita ce, yawanci ana samun ganewar kyalli, bincike na maganadisu, shigar da infrared, gano laser da sauran hanyoyin ganowa.Ka'idar aiki na gano fluorescence shine gano ingancin takarda na RMB, ta yin amfani da tushen hasken ultraviolet don haskaka bayanan banki kuma a lokaci guda ta amfani da silicon photocell don gano tasirin haske na takardun banki, wanda zai iya bambanta takardun banki daga na ainihi. ;Binciken maganadisu shine saboda wasu sassa na ainihin RMB manyan takardun banki ana buga su da tawada maganadisu, ta amfani da injin gano magana don gano siginar maganadisu.Bugu da ƙari, wayoyi na ƙarfe a cikin takardun banki kuma suna iya nuna halayen maganadisu;shigar da infrared ta hanyar bambanci tsakanin halayen takarda na RMB da kuma halayen takarda na takardun banki na jabu, lokacin amfani da siginar infrared don shiga cikin takardun banki don ganowa, ƙarfin su na siginar infrared zai bambanta, ta amfani da wannan ka'ida, za ku iya ganowa. na gaske ko na jabu;Ganewar Laser shine ya haskaka haruffan kyalli a bugu na biyar RMB tare da infrared lasers na wasu tsayin raƙuman ruwa, wanda zai haifar da haruffan kyalli don samar da wasu Haƙiƙanin gaskiyar cewa ana iya gano ainihin ainihin kuɗin takarda ta hanyar gano wannan Laser. .
Babban bangaren na’urar dai ya kunshi sassa biyar ne: karkatar da takardun kudi, takardun kudi, karbar takardun kudi, raktoci da na’urorin lantarki, kowannensu yana da nasa nauyi.Misali, bangaren jujjuyawar ita ce ke da alhakin karkatar da takardun kudin da za a kirga daya bayan daya, wanda shi ne abin da ake bukata don tabbatar da ingantaccen kirga;Aikin takardun kudi shi ne raba takardun banki a jere da na baya tare da saurin karkatacciyar zoben roba sau biyu, sannan a aika su zuwa na'urar tantancewa da ganowa don kirgawa da tantance jabu;bangaren da ake karba shi ne ke da alhakin dunkule takardun kudin da aka kirga zuwa duwawuna daban-daban na keken hannu daya bayan daya, sannan za a cire takardun kudin ta allo a jera su da kyau.Za a cire takardun banki kuma a jera su da kyau ta allon cirewa.
A cikin 'yan shekarun nan, tare da yaɗa na'urorin hada-hadar kuɗi masu sarrafa kansa da haɓakar tattalin arziki, mai gano bayanan banki ya kuma ƙara wasu ayyuka da yawa.Misali, aikin tantance hoton, mai gano bayanan banki yana amfani da algorithm na share hoto don tantance darajar fuska, fuskantar fitarwa, sabon da tsohon fitarwa, tantance gurgunta, gane lambar kambi, wanda kuma yana amfani da hoton launi don share ƙarin.Mun yi imanin cewa tare da haɓaka kimiyya da fasaha, za a ƙara haɓaka na'urar gano takardun banki.
Lokacin aikawa: Janairu-05-2023